Need an appraisal in Muskogee or Muskogee County?

The top seven reasons why Oklahoma homeowners call on Ashing's Appraisal Services:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
Challenge a property tax assessment
Remove PMI to reduce their monthly mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a divorce in the state of Oklahoma, when property needs to be divided
To determine the true market value of a property to settle an estate in Muskogee county or Oklahoma


	Need help determining the price of your home in or near Muskogee, Oklahoma? Contact Ashing's Appraisal Services.

We at Ashing's Appraisal Services understand the unique needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that's declining. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting a professional appraisal from Ashing's Appraisal Services is your best weapon when challenging your property tax assessment.

Appraisals to remove PMI

A fashionable way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. Ashing's Appraisal Services is qualified in helping consumers just like you delete unwanted and unneeded PMI insurance.

Was your HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Ashing's Appraisal Services can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for preciseness? Ashing's Appraisal Services offers field reviews where we go out and check the subject and comps. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.